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  Susan Mangatal


Greetings On-Line Family:

  We hope your Thanksgiving was peaceful,   enjoyable and full of loved ones sharing, rejoicing and giving thanks together!

I truly hope you had a wonderful Thanksgiving.  Ours were pretty good, I actually prepared the big meal this year and it was exasperating, but fun and quite delicious.  The entire thanksgiving holiday was completely relaxing, fun-filled and lovely, and I hope yours were too!!!

Now, the holiday season is upon us.  It's just 20 days before Christmas, and 26 days before the year ends; and what an intriguing and historical year it has been…don’t you agree?  So much excitement, so much distress, so spirited, so much pain and suffering, sacrifices, hope, victory, and most importantly change.  

Although many Americans are looking forward to the change, it's undeniable that many are experiencing tremendous amounts of adversity due to the horrendous economy.  We have lost so much throughout the year and are currently losing...our jobs, homes, retirement, and even stocks; which is a major dilemma to many Americans - resulting in many getting very little sleep at night.  Currently it seems there is no relief or help in sight, only prayer and major hopes for aid to come our way to bail us out of these tribulations.  

As I mention bailout above, I can't help but get angry about this "sham" financial bailout plan President Bush urged Congress to pass, and stated to the American people via his televised speech in support of the proposed 700 billion bailout "to help American consumers and businessmen get credit to meet their daily needs and to create jobs".  Further, it was explained that the billions will be used to enable banks to resume lending to strapped households and businesses, thereby enabling the economy to regain healthy rates of growth, and households and businesses to elude the prospect of extended debt.  Hum...the question is: has this taken place?

Now, if you are an avid reader of our E-newsletter, then you will recall my comments and feelings about this financial bailout.  I tried to remain neutral and stay somewhat “in the middle” regarding this situation.  However, now I am simply livid about it.  

Backing track to the announcement of the bailout plan, even though I had very little trust for the current Administration, after thinking it over and talking about it with my husband Todd and some friends, I came to the conclusion as a taxpayer that it would be fine to trust the Administration with the billions of dollars they were requesting for this bailout plan (our taxpayers dollars).  I simply was not opposed to it, because I thought it would help the taxpayers with the issue of losing their homes, and jobs since President Bush's Administration claimed and committed to reducing home foreclosure rates (keep mortgage borrowers from losing their homes because of soaring default levels and guarantee mortgages that have been reworked to reduce monthly payments for borrowers.)

Needless to say, it’s been months and it doesn’t seem to be helping us the taxpayers, only the huge financial institutions, corporations and big businesses.  Actually, it's obvious that the business who are receiving help from this bailout believe it's a silly game, and the taxpayers are being played as fools.  It is clear that this entire bailout thing has become a major disaster, and it is truly dreadful for many in America including myself.

The statement “The rich is getting richer and the poor is getting poorer. is a true one, because that is exactly what is taking place.  The financial institutions that are receiving monies with no stipulations from this plan (taxpayers monies), instead of using it to remedy the credit markets and get back to lending again;  they are hoarding the money and putting it towards other uses such as acquiring/purchasing weaker rival banks, instead of fixing their problems.  For example, CNN reported recently that 90 million was approved for "Iberia Bank" who has been doing very well, not on the verge of bankruptcy or having any type of financial trouble at all.  I understand they intend to use the money to grow their business.  

Yup, it was recently reported that many banks who are not going bankrupt or have problems are requesting bailout monies and receiving it with no stipulations;  in-turn they use the money to acquire and purchase weaker banks, to strengthen themselves.  Additionally regarding mortgages, I also read "many consumer finance companies sell packages of other consumer loans to investors in order to generate cash needed to generate new loans.  Such firms have found it increasingly difficult to fund auto loans, student loans and credit cards as demanded for pools of these loans has dried up".

Clearly nothing is trickling down to help the taxpayer, which is saddening and pretty cruel.  Actually, most banks who have already received help from the bailout plan has used the monies unwisely and is back in front of Congress with their "hats in their hands" begging for more and getting it; which is un-comprehendible.

Now, the big 3 Auto makers in the United States  (Chrysler, GM and Ford) are stating they are on the verge of bankruptcy and is requesting a bailout (about 34 billion to fix their problems).  Which many are stating is crucial since 10s of thousands will lose their jobs if they are not helped.  Of course, I "feel" for the auto plant workers, but why does the CEOs of these 3 companies feel they need to be bailed out.  They have obviously mismanaged their businesses, and "ran them into the ground", and now claim they need to be helped and strongly feel they are entitled to some of this bailout fund.  My question is what about the suffering American taxpayers the money is coming from?

  For me it is puzzling and an outrage about these bailouts, and many in America must wake up and really see what's going on in this country.  As a matter of fact, I feel that American's foundation should be strong, and it should be fixed from the bottom up, and not from the top to the bottom.  It only seems logical that the foundation is built and is firm and strong, such like a foundation of a house (the American people are the foundation of America).  

For example, when you build a house do you build the roof first (the roof represents the financial institutions)?  I think not.  You would want to build the foundation first and then move up.  You see, we the American people are like the foundation, who needs to be fixed and strengthened (bailed out first,) and then the strengthening and building would move on up (especially since the financial institutions are using the monies they receive on other items, and nothing is trickling down or revolving.) 

You cant help but ask what's going on, and how in the world would the money revolve to help make the economy strong again or even trickle down to the people in the form of credit or loans?

It's a known fact that once the people are strong and steady and money flows in their life, they will spend, they will go buy cars, homes, etc., which will certainly build up the economy...right?  I hope you are "feeling me" and  understand what I am saying!  Please share with me your thoughts on this critical issue. 

World Aids Day was observed on Monday, December 1st.  World AIDS Day, is the day when individuals and organizations from around the world come together to bring attention to the global AIDS epidemic. 2008 marks the 20th anniversary of World AIDS Day.  Of course a lot of progress have been made since 1988, but there is still much more to be done.  

This year the theme for World Aids Day was Leadership - promoted with the campaigning slogan, “Stop AIDS. Keep the Promise.”  Leadership encourages leaders at all levels to stop AIDS. Building on the 2006 theme of accountability, leadership highlights the discrepancy between the commitments that have been made to halt the spread of AIDS, and actions taken to follow them through. Leadership empowers everyone – individuals, organizations, and governments – to lead in the response to AIDS.  

Some statistic indicate (1) over one million Americans are living with HIV/AIDS today, and worldwide, the figure is over 35 million;  (2) African-Americans account for 49% of all new AIDS infection in the United States;  (3) Approximately 56,300 who become infected in a year in the united states;  (4) Globally, there is an estimate of 2.3 Million children under the age of 15 who are living with HIV/AIDS; and (5) Young people at the age of 15-24 account for 45% of all new infections in adults.  Click Here to learn some very important facts on HIV/AIDS.  

Please get educated on this disease, protect yourself from contracting the disease, and get tested.  To learn more about prevention and education on HIV/AIDS, please click here.  

NOW is the time to protect ourselves and to take action to save our lives.  http://www.aids.gov/index.html.

A little over a week ago it was a proud moment for me...it was awesome to hear Reggae Superstar Bares Hammond on the Michael Baisden Show.  Michael interviewed Bares, and it was clear that Bares was extremely happy to be on the most popular syndicated radio show in the US!  

Congratulations to Von Martin (Caribbeana Radio Show host on WPFW 89.3FM WDC), who will be honored and will receive the Life Time Achievement award from "Kids in Trouble, Inc." on December 6th, 2008.


President Elect  Barack Hussein Obama

The 44th President of the United States of America will be sworn into his new position in 45 days. 

"We may not get there in one year or even in one term," "But, America, I have never been more hopeful than I am tonight that we will get there.  I promise you, we as a people will get there."  

President Barack Obama




Thanks to the many who have sent me e-mails in response to my past E-Newsletters and lots of important information to use for our future E-Newsletters.  Most importantly, I thank you for your encouraging words!  So until next week... please enjoy, and be safe this Weekend and the upcoming week!!  


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Also to all of you, thanks for reading, sharing your thoughts and comments with us, and for always supporting us.  As you know without you there would be no us, so thanks very much for your support and One Love!



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 December 6, 2008

For More Details click the following link: http://www.cbeanmedia.tv/reggaelution/reggaelution_intro.htm 



December 14, 2008

Los Angeles, California

Have an extra coat
in your CLOSET?

NewSong LA's Children's Ministry
is collecting clean, reusable coats

Sunday, December 14, 2008
9:30a.m. until 1:00 p.m.

Collection boxes will be located

Crenshaw High School (near the auditorium)
5010 11th Avenue
Los Angeles, CA 90043

Winter is approaching, and no one should have to go without a basic necessity such as a coat! Newsong LA's Children's Ministry will be collecting clean, reusable coats and jackets to assist the One Warm Coat community service effort. Coats of all shapes sizes are welcome and children's sizes are most needed. One Warm Coat is dedicated to distributing reusable coats, free of charge, directly to local children and adults. The program is a wonderful way for you and your family to pass along coats and jackets that you no longer need.

For more information Contact
Sher�a V�Jauan Riley
cell: (424) 903-9352





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Frederick's of Hollywood, Inc.     Netflix, Inc.     50% off jackets, handbags and more!  Limited Time Only!      Wal-Mart.com USA, LLC 


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We wish you a great weekend and we thank you for all your support.  Please remember we do appreciate you being a part of our on-line family and know that without you there is no us!!!  

Until next week and please be safe, and enjoy this Weekend and upcoming week!  Again, thanks for all your support!


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